Whether you’re just starting out, are moving up the property ladder, or are keen to downsize, we want to make it as easy as possible for you to move into your next CHAP home with a specification built around you.
On provision of confirmation of your mortgage payment schedule, CHAP will give you the full sum of 12 months payments at home settlement – up to £1000 per month. CHAP will also offer an alternative of £10,000 payment towards your mortgage deposit
Available on selected plots: CHAP will add up to 5% of the property value to your saved Deposit allowing you to access a wider range of mortgage products at better interest rates.
So, for a property priced £250,000 CHAP will give you £12,500 toward your deposit!
While our standard specifications are excellent, there are times when we all want something even more special, and when it comes to aspects like free floorcoverings, rear garden landscaping, a top-notch kitchen specification or eyecatching light fittings, we can help.
All incentives are plot specific.
If it hasn’t sold by a cut-off date we’ve agreed with you — usually around four weeks before the entry date — CHAP will make an offer to buy it.
This offer will take into account a survey, or refresh of an existing survey, on the home. Finally, you’ll need to pay a deposit of £2,000 within seven days of the contract being concluded.
The part exchange value of your existing property must be less than 70% of the new property.
It doesn’t matter if it’s your first, a step up the ladder, or your perfect retirement home. Whatever stage you’re at, the best advice makes all the difference. And that’s where we can lend a hand with impartial, informative support that looks at the whole market and is focused on getting you your next home for a great deal.
We have preferential developer terms available for our home buyers meaning 5% deposit on mortgages can be offered
Arrange to meet our financial advisor.
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