Helping you buy your CHAP Home
Whether you’re just starting out, are moving up the property ladder, or are keen to downsize, we want to make it as easy as possible for you to move into your next CHAP home with a specification built around you.
Whether you’re just starting out, are moving up the property ladder, or are keen to downsize, we want to make it as easy as possible for you to move into your next CHAP home with a specification built around you.
Available on some of our developments, the Scottish Government’s Help to Buy scheme helps purchasers buy their first, or next, home with a small deposit.
The scheme applies to new homes under £200,000 and you can choose to repay the equity loan at any time.
If it hasn’t sold by a cut-off date we’ve agreed with you — usually around four weeks before the entry date — CHAP will make an offer to buy it.
This offer will take into account a survey, or refresh of an existing survey, on the home. Finally, you’ll need to pay a deposit of £2,000 within seven days of the contract being concluded.
The part exchange value of your existing property must be less than 70% of the new property.
While our standard specifications are excellent, there are times when we all want something even more special, and when it comes to aspects like free floorcoverings, a top-notch kitchen specification or eyecatching light fittings, we can help.
All incentives are plot specific.
It doesn’t matter if it’s your first, a step up the ladder, or your perfect retirement home. Whatever stage you’re at, the best advice makes all the difference. And that’s where we can lend a hand with impartial, informative support that looks at the whole market and is focused on getting you your next home for a great deal.
We have preferential developer terms available for our home buyers meaning 5% deposit on mortgages can be offered
Arrange to meet our financial advisor.
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